When Can Donating Appreciated Investments Be Better Than Donating Cash?
Donating appreciated shares can reduce the cost of a planned gift, but the advantage depends on what you would otherwise sell, your deduction, and the investments left behind.
Why Can My Mutual Fund Distribute a Taxable Capital Gain Even When I Didn’t Sell Any Shares?
Your fund’s portfolio sales and your own share sales are separate tax events. Here’s how a distribution flows through NAV, reinvested shares, Form 1099-DIV, and your cost basis, even during a losing year.
Why Investment Performance Looks Different Once Taxes Enter the Picture
Pre-tax return is only the first layer. In a taxable account, dividends, capital gains distributions, holding period, and cost basis can materially change what you actually keep.